A home loan for furniture and equipment offers you the opportunity to realize various projects for the equipment of your home or your house favorably. You remain independent of dealer financing and benefit from the attractive conditions of our bank. We offers you the opportunity to adapt your home loan to your individual needs. So you can finance smaller purchases such as a table, a dresser or chairs as well as larger furniture such as a couch, a TV chair or a bed. The purchase of a new kitchen or a complete wall unit is possible thanks to plannable installment. With us you have an experienced partner at your side who has committed to responsible lending . Simply apply for your preferred loan – we takes care of the rest.
The terms and conditions
As a residential loan for furniture and equipment, the instant loan of our bank is very good. With a potential net loan of up to € 100,000, you can use the discounted loan for both minor renovations and major new purchases. Even when repaying the loan can be adjusted to your needs and possibilities. A term of between 12 and 120 months allows you to choose the period of your financing so that the installment amount matches your financial potential. So you can design your own personal home loan for furniture and furnishings and apply individually.
Replacing current housing finance
Do you already have ongoing housing financing with a dealer or another provider? You can replace them with the credit of our bank. In particular, the credit line is often used for the quick financing of small and medium purchases in the home and in the home. However, an overdrawn current account can cause high interest costs over time. The same applies to all other expensive loans and financing. With a cheap credit from us, you can repay them quickly and often save a lot of money. Furthermore, it is possible to combine several loans to a favorable complete loan and to gain an overview of their finances. Calculate without obligation your loan for credit repayment at our bank and compare it with the terms of your current financing.
This is how you apply for the housing loan
You can apply for your credit at our bank easily and quickly online. The loan calculator gives you the opportunity to design After entering your desired net loan amount, the term and installment amount of your credit on your needs. If you have found a suitable financing, you will be redirected to an online form, with which you can request your desired loan quickly and easily. Then you are just a few steps away from your home loan for furniture and furnishings. Fill out the online form with all the required information, and you will be asked to confirm that all the basic requirements for a loan are correct:
- You are of legal age
- You have been working for at least 3 months
- You are a resident of Germany
- You agree that we may ask the private credit for information about you
Your income and expense information enables us to ensure that your home loan will only bring benefits to you. Our bank attaches particular importance to responsible lending and has undertaken to comply with the relevant rules of conduct in conjunction with the members of the Banking Association.
- After submitting the online form, the last step of the application process is already made. We provides you with the loan documents as a PDF document as well as by post. Please check the loan documents for their correctness and confirm this with your signature. You then return the loan documents in full to us.
- As a new customer, you send your documents once with the Postident procedure of Post. All banks are required to verify the identity of their customers. With the free Postident procedure of Post can be ensured that your personal information is not misused by third parties. Simply come with your identity card to any post office.
- The disbursement of your loan will take place immediately after the successful review of your application by our bank. The amount will be immediately credited to the account you specify, so you can start using your home loan immediately to implement your ideas.